Medical Savings Account (MSA)
A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan pairing a high-deductible health plan with a bank account that Medicare funds. The plan deposits money the enrollee can use for care; the enrollee covers costs out of the account and out of pocket until the deductible is met.
Definition
A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan pairing a high-deductible health plan with a bank account that Medicare funds. The plan deposits money the enrollee can use for care; the enrollee covers costs out of the account and out of pocket until the deductible is met.
Why it matters
MSA plans do not include Part D drug coverage, so enrollees needing drug coverage must obtain a stand-alone prescription drug plan.
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