Health Insurance

    Covered Employee

    A covered employee is an individual who is, or was, provided health coverage under a group health plan. The term is used in coordination-of-benefits and continuation-of-coverage rules to identify whose employment gives rise to the coverage.

    Definition

    A covered employee is an individual who is, or was, provided health coverage under a group health plan. The term is used in coordination-of-benefits and continuation-of-coverage rules to identify whose employment gives rise to the coverage.

    Why it matters

    Whether a beneficiary is a current covered employee (or a dependent of one) can determine whether Medicare pays primary or secondary.

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