State Pharmacy Assistance Program (SPAP)
A State Pharmaceutical Assistance Program (SPAP) is a state-funded program that helps certain lower-income older adults and people with disabilities pay for prescription drugs. A qualifying SPAP can wrap around Part D and count toward a beneficiary's true out-of-pocket drug costs.
Definition
A State Pharmaceutical Assistance Program (SPAP) is a state-funded program that helps certain lower-income older adults and people with disabilities pay for prescription drugs. A qualifying SPAP can wrap around Part D and count toward a beneficiary's true out-of-pocket drug costs.
Why it matters
SPAP coverage can meaningfully lower drug costs and interacts with Part D benefit phases, making it worth screening for during benefits counseling.
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